Date of birth and date of death
Match your records to confirmed deceased consumers with a precise date of birth and date of death.
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Verify deceased consumers. Stop identity fraud before it starts.
Death Verifier confirms whether a consumer is deceased using fresh nationwide death data. Upload your list and get back date of birth, date of death, age and last known property address. Built for banks, lenders, card issuers and fraud teams.
- New records every week
- All 50 states covered
- Pay only for matches
Your uploaded listjane doestatus unknowndob unknown
Verified deceased98% match
Full nameJane A. Doe
Date of birth04 / 12 / 1948
Date of death21 / 09 / 2025
Age at death77
Property address4207 Oak Ridge Dr, Austin, TX
Within a weekRecords added after passing
NationwideAll 50 states and DC
$0.04Per verified record
API readyReal time verification
The problem
Deceased identity fraud is a multi billion dollar problem
Fraudsters use the identities of people who have passed away to open bank accounts, apply for credit cards, take out loans and even secure jobs. The estates and families rarely notice in time, and businesses absorb the loss.
The gap exists because most death data is slow. When records take two to three months to surface, criminals have a wide open window. Death Verifier closes that window.
- New credit and card accounts opened in a deceased person's name
- Loan and mortgage applications using stolen deceased identities
- Employment and payroll fraud during hiring and onboarding
- Benefit, pension and entitlement payments sent to deceased recipients
- Ongoing collections and outreach to accounts that should be suppressed
Death VerifierWithin a week
Confirmed deceased records are available days after a person passes, closing the fraud window fast.
Typical providers2 to 3 months
Slow reporting leaves a long gap where deceased identities can be used undetected.
We are one of the only companies in the United States that surfaces confirmed deceased consumer records within a week. That speed is the difference between catching fraud and paying for it.
Every confirmed match
Everything you get on a match
Upload a name and get back the full picture on every confirmed deceased consumer.
Age at death
Age is calculated for you so your team can validate and segment records at a glance.
Last known property address
Every match is enriched with the last known property and mailing address on file.
City and state location
Nationwide city and state coverage keeps your compliance and identity checks accurate.
How it works
From upload to verified matches in minutes
A simple weekly cycle keeps your data clean and your revenue protected.
1
We refresh the data every week
Our team publishes fresh confirmed deceased consumer records every week, often within seven days of passing.
2
You upload your list
Send a file with first name, middle name, last name and any details you have. CSV or Excel, no size limit.
3
We match against the database
Our matching engine compares your records against millions of confirmed deceased records nationwide.
4
You get verified results back
Download matches with date of death, age and property address. Pay only for the records we confirm.
Who we serve
Built for teams that pay the price of fraud
From account opening to claims and collections, Death Verifier fits wherever a deceased identity can cause loss.
Banks and credit unions
Stop deceased account takeover and new account fraud before funds move.
Learn more →Lenders and card issuers
Screen every applicant against confirmed deceased identities.
Learn more →Employers and HR
Catch deceased identity use in hiring, onboarding and payroll.
Learn more →Insurance carriers
Confirm date of death for claims, policy reviews and audits.
Learn more →Government agencies
Prevent benefit and entitlement payments to deceased recipients.
Learn more →Collections and recovery
Suppress deceased accounts before your team makes contact.
Learn more →Questions
Frequently asked questions
Everything banks, lenders and fraud teams ask before they start.
What is Death Verifier?
Death Verifier is a deceased consumer verification service that lets banks, lenders and enterprises confirm whether a person is deceased. You upload a list of names and receive confirmed matches with date of birth, date of death, age and last known property address.
How fresh is your death data?
We add confirmed deceased consumer records every week, often within seven days of a person passing away. Most other providers are two to three months behind, which leaves a window fraudsters use to open accounts and apply for credit in a deceased person's name.
How much does it cost to verify records?
Standard verification is $0.04 per record. Bulk pricing drops to $0.01 per record when you verify at least 100,000 records per month. You only pay for confirmed matches, so there is no charge for records we cannot verify.
What fields do I need to upload?
At a minimum you need first name and last name. Adding middle name, date of birth, city or state improves match accuracy. You can upload a CSV or Excel file, or send records in real time through our API.
Do you offer an API for real time verification?
Yes. Our REST API lets banks, card issuers and platforms verify a single identity or a batch in real time during account opening, credit applications or claims processing. See the developers page for full API documentation.
Which areas do you cover?
Death Verifier provides confirmed deceased consumer records across all 50 states and the District of Columbia, with nationwide city and state coverage.
Start verifying deceased consumers today
Join the banks, lenders and fraud teams protecting revenue with fresh, confirmed death data. Get started in minutes and pay only for the records we verify.