Everything you want to know about deceased verification

Death Verifier is a deceased identity verification service. You submit identities and we check them against fresh, confirmed nationwide death records. It helps banks, lenders, employers, insurers, government agencies and collections teams stop fraud committed with deceased identities.

Any team that needs to know whether a person is deceased before they act. That includes fraud, compliance, underwriting, claims, background screening and collections teams across financial services, insurance, employment and the public sector.

Speed. Our records are added weekly and often reflect a passing within seven days, while many sources take two to three months to update. That freshness is what lets you catch fraud while it is still happening.

Yes. Death Verifier is a product built by LeadCruncher, a US property and consumer data platform with more than 160 million records. We use that data foundation and infrastructure to deliver fresh, confirmed deceased records at scale.

Both. You can scrub a list by uploading a file in your dashboard, or call our REST API to verify a single identity in real time inside your own onboarding, origination or claims workflow.

Our death data is compiled and confirmed from a broad set of nationwide sources and is backed by LeadCruncher, a property data platform covering more than 160 million records. Every record is checked before it is released for verification.

New confirmed records are added every week. In many cases a death is reflected within seven days, which is significantly faster than traditional death data sources.

Coverage is nationwide across all 50 states and the District of Columbia.

A confirmed match returns the date of death, age at death, last known property or mailing address, the state and a confidence score for the match.

Every match includes a confidence score so your team can decide how to act on it. Providing more detail on each record, such as date of birth or last known address, raises confidence and reduces false positives. High confidence matches can be actioned automatically, while borderline matches can be routed for review.

Yes. Because records are refreshed weekly you get very recent passings, which is where most fraud happens, alongside a deep historical base of confirmed deceased records.

Two ways. Upload a file through your dashboard for a batch scrub, or call our REST API to verify a single identity in real time or submit records in bulk. You choose what fits your workflow.

At minimum a first and last name. Adding date of birth, Social Security number or last known address increases the match confidence and reduces false positives.

A single API verification returns in milliseconds. Batch files are processed quickly and you are notified when a large job is complete.

CSV and Excel files are both supported, and there is no hard size limit. Map your columns once and we handle the rest, returning a results file you can download or push downstream.

Yes. The REST API is built to drop into account opening, loan origination, claims and collections systems. Send one identity or a batch, receive a structured JSON response, and act on it in your own tools.

Standard verification is four cents per record. When you verify 100,000 or more records in a month, bulk pricing of one cent per record applies. There are no contracts, minimums or setup fees.

You only pay for records we confirm as deceased. Records that return no match are not billed.

Yes. You can run a sample verification to check data quality and match rates before committing to volume. Contact sales to arrange a tailored pilot.

Billing is based on the number of records we confirm as deceased. There are no contracts, minimums or setup fees, so your cost scales directly with the value you get. Volume above 100,000 records a month automatically qualifies for bulk pricing.

Yes. Data is encrypted in transit and at rest, access is tightly controlled and we retain your submitted records only as long as needed to deliver results. See our security page for details.

Customers use our results to support fraud prevention, KYC, claims validation, program integrity and deceased suppression. You remain responsible for how results are used within the regulations that apply to your industry.

We retain the records you submit only as long as needed to deliver your results and support your account, then they are removed on a defined schedule. Your submitted data is never sold or shared for other purposes.

Access is limited to the users you authorize, protected by authentication and role based permissions. Data is encrypted in transit and at rest, and access is logged.