Stop deceased account fraud before funds leave the building
Fraudsters target dormant and estate accounts of deceased customers, and open new accounts using stolen deceased identities. Death Verifier gives your fraud and compliance teams fresh, confirmed death data to catch it early.
- 7 daysTypical record freshness
- 50 statesNationwide coverage
- $0.04Per confirmed record
The gap that fraud exploits
When a customer passes away, there is often a gap of weeks or months before the death is reflected in the data most institutions rely on. During that window, criminals drain dormant accounts, redirect funds and open new lines in the deceased person's name.
Common challenges
- Dormant and estate accounts drained before the family notifies the bank
- New accounts opened with deceased identities that pass standard checks
- Slow death data that surfaces months after the fraud is complete
- Regulatory and reputational risk from paying out on deceased accounts
What you get
Fresh, confirmed data
Records are added weekly, often within seven days of passing, so you close the fraud window fast.
Onboarding and monitoring
Screen new applicants in real time and re-check your existing book on a schedule.
Enrichment that helps
Every match returns date of death, age and last known property address for review and case files.
How teams put it to work
Start with a batch scrub of your existing records, then move to real time checks as you integrate the API.
- Screen new account applications against confirmed deceased records
- Run periodic checks on dormant and estate accounts
- Flag deceased customers before wire transfers or large withdrawals
- Support KYC and account maintenance processes with reliable death data
Frequently asked questions
How can a bank verify if a customer is deceased?
Upload your customer list to Death Verifier or call our API during onboarding and account reviews. We match your records against fresh nationwide death data and return confirmed matches with date of death, age and last known property address.
How fast is the death data for fraud prevention?
New confirmed deceased records are added every week, often within seven days of a person passing. This speed is what lets banks catch deceased account fraud before funds move.
Explore other teams we help
Lenders and card issuers
Screen every applicant against confirmed deceased identities.
Explore this solutionEmployers and background checks
Catch deceased identity use in hiring, onboarding and payroll.
Explore this solutionInsurance carriers
Confirm date of death for claims, policy reviews and audits.
Explore this solutionPut fresh death data to work for banks and credit unions
Create an account and pay only for the records we confirm, or talk to our team first.