Validate claims and policies with confirmed death data
Whether you are paying a life claim or auditing an annuity book, you need to know the truth about date of death. Death Verifier delivers fresh, confirmed records to support claims and policy reviews.
- 7 daysTypical record freshness
- 50 statesNationwide coverage
- $0.04Per confirmed record
The gap that fraud exploits
Insurers face two problems around death data: paying claims on fraudulent or premature death reports, and continuing to pay annuities or benefits after a policyholder has passed. Both come from unreliable death information.
Common challenges
- Fraudulent or premature death claims
- Annuity and benefit overpayments after a policyholder dies
- Manual death searches that are slow and incomplete
- Audit findings tied to stale death data
What you get
Claims validation
Confirm date of death before you pay, with an auditable match and confidence score.
Annuity and benefit audits
Batch check your book to find deceased policyholders still receiving payments.
Nationwide coverage
Confirmed records across all 50 states and the District of Columbia.
How teams put it to work
Start with a batch scrub of your existing records, then move to real time checks as you integrate the API.
- Validate life insurance claims before payout
- Audit annuity and pension books for deceased recipients
- Support special investigation units with reliable death data
- Confirm date of death for policy administration
Frequently asked questions
How do insurers confirm a date of death?
Insurers submit claimant or policyholder details to Death Verifier and receive a confirmed match with the date of death and a confidence score, either as a batch file or through the API.
Explore other teams we help
Banks and credit unions
Block deceased account takeover and new account fraud before funds move.
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Screen every applicant against confirmed deceased identities.
Explore this solutionEmployers and background checks
Catch deceased identity use in hiring, onboarding and payroll.
Explore this solutionPut fresh death data to work for insurance carriers
Create an account and pay only for the records we confirm, or talk to our team first.